Which of the following roles can a loan originator also perform in the same transaction under Utah mortgage law?

Under Utah mortgage law, a loan originator can also serve as a home inspector or hazard insurance agent in the same transaction, which is why this choice is the correct answer. The law permits loan originators to wear multiple hats, as long as there is transparency and appropriate disclosures involved to mitigate potential conflicts of interest.

In this context, the role of a home inspector relates to evaluating the condition of a property, while being a hazard insurance agent involves providing coverage for potential loss or damage. Both roles are complementary to the mortgage process, as they directly impact the assessment of risk and value related to the property being financed.

In contrast, the other roles mentioned—such as a real estate appraiser, title agent, or financial planner—are generally more distinct from the responsibilities of a loan originator. An appraiser's function is specifically tied to determining property value, which necessitates independence from the loan origination process to ensure objective evaluations. Similarly, title agents focus on issues related to ownership and titles, while financial planners assist clients with broader fiscal strategy and investment planning, all of which are less entwined with the specific loan origination duties.