What type of communication with a seller is appropriate for a loan originator assisting a borrower purchasing a home directly?

When a loan originator is assisting a borrower in purchasing a home, it is essential for them to focus on facilitating the loan process and ensuring that the borrower has the necessary information and resources. In this context, contacting the seller for property access information is appropriate because it directly supports the borrower's goal of viewing the property, which is critical in the home-buying process.

This action is aligned with the loan originator's role as a facilitator, helping the borrower by ensuring they can access the property for inspections or appraisals. It does not involve engaging in negotiations or other actions typically reserved for real estate agents, which could lead to conflicts of interest or unauthorized practice of real estate.

In contrast, other options involve actions that surpass the loan originator's responsibilities. Engaging in price negotiations or recommending alternative buyers delves into the realm of brokerage, which is not part of the loan originator's role. Likewise, providing legal advice to the seller would be outside of their professional qualifications and could lead to legal ramifications. Therefore, contacting the seller solely for property access information is the correct and appropriate form of communication in this scenario.